If you have sold a property whether it is a private residence or a business and you are holding the first mortgage and you are collecting payments you have a real estate note. You know that if that mortgage is, say for 20 years, that the money you will have in 20 years will not have the value of today’s dollar. Maybe you need money now for something you need such as a down-payment on a home or you might need the money to fulfill a desire such as a vacation, to build a swimming pool, or to pay for that dream wedding. OR, you may just be tired of waiting for those monthly payments. We can help you sell your real estate notes on the secondary market.

Three basic reasons for selling real estate notes, cash flow notes and other income streams:

Access
People need or want access to their cash. Sometimes they have a serious need to pay off credit cards, finance long-term medical care, or to settle a divorce. Other times, they simple have a desire to purchase a dream home, take a vacation, buy a new car or boat, finance a wedding, or start a business, for example. In some cases, people want access to their cash just for peace of mind. They no longer want to worry about liquidity issues, collection hassles, or the financial strength of the person who owes the debt.

Interest of Yield
People will sell their income streams or structured settlement even for less than face value because they know that with cash in hand today, they can start earning interest or yield. Interest or yield is what gives us the ability to invest money this year and turn it into an even larger amount of money next year.

Inflation
Inflation eats away at the future value of "buying power" of money. You can buy more with a dollar today than you will be able to five, ten, or twenty years from now. People sell their income streams, like lottery winnings and business notes, because they realize that over time, the payments they receive will drop in real value.

Small payments over a long period of time have less buying power. A Lump Sum of cash today can provide you with financial stability and flexibility.

For the best quotes and unparallel service call Sovereign Mortgage and Funding today. Learn more about selling real estate notes!